July 2023 Spend
Recapping what I spent in July 2023 and what my August 2023 budget is.
July 2023 Spend: $4,437 vs $4,945
Mortgage: 62% vs 57%
Groceries: 6% vs 10%
Shopping: 13% vs 2%
Dining Out: 9% vs 14%
Health: 3% vs 1%
Transportation: 2% vs 1%
Work: 0% vs 0%
Gifts: 0% vs 1%
Membership: 0% vs 1%
Travel: 0% vs 5%
Misc: 0% vs 1%
Subscription: 1% vs 1%
Charity: 1% vs 1%
Entertainment: 1% vs 1%
House: 1% vs 4%
Taxes: 0% vs 0%
July was a very expensive month. Since family was visiting, I expected I would spend more than usual but I’m surprised how much shopping I did. There were some great sales in July, and I got to check some items off my wish list. I also indulged in trying Korean sunscreen and a yoga pillow bundle. I’ve been enjoying both so far as I use them both daily. Transportation was higher than usual since we got to use a car and refilled on gas. Also went to a rooftop concert which was lovely.
August 2023 Budget: $4,895
Mortgage: 57%
Groceries: 10%
Shopping: 2%
Dining Out: 10%
Health: 1%
Transportation: 1%
Work: 0%
Gifts: 1%
Membership: 1%
Travel: 8%
Misc: 1%
Subscription: 1%
Charity: 1%
Entertainment: 1%
House: 4%
Taxes: 0%
I’m hoping in July we can solidify our holiday travel plans so I increased our travel budget. I’m traveling for a few days in August so anticipating eating out a lot. Goal is to try not to shop unless I find something that is an amazing deal that I can’t pass up and I can bring it back in my carry on. Trying to not buy more skincare since I have quite the backlog of products and end of June I overdid it, resulting with sensitive skin in early July that required a skincare reset.