July 2023 Spend

Lilly Chan
2 min readJul 30, 2023

Recapping what I spent in July 2023 and what my August 2023 budget is.

Photo by Christian Bowen on Unsplash

July 2023 Spend: $4,437 vs $4,945

Mortgage: 62% vs 57%

Groceries: 6% vs 10%

Shopping: 13% vs 2%

Dining Out: 9% vs 14%

Health: 3% vs 1%

Transportation: 2% vs 1%

Work: 0% vs 0%

Gifts: 0% vs 1%

Membership: 0% vs 1%

Travel: 0% vs 5%

Misc: 0% vs 1%

Subscription: 1% vs 1%

Charity: 1% vs 1%

Entertainment: 1% vs 1%

House: 1% vs 4%

Taxes: 0% vs 0%

July was a very expensive month. Since family was visiting, I expected I would spend more than usual but I’m surprised how much shopping I did. There were some great sales in July, and I got to check some items off my wish list. I also indulged in trying Korean sunscreen and a yoga pillow bundle. I’ve been enjoying both so far as I use them both daily. Transportation was higher than usual since we got to use a car and refilled on gas. Also went to a rooftop concert which was lovely.

August 2023 Budget: $4,895

Mortgage: 57%

Groceries: 10%

Shopping: 2%

Dining Out: 10%

Health: 1%

Transportation: 1%

Work: 0%

Gifts: 1%

Membership: 1%

Travel: 8%

Misc: 1%

Subscription: 1%

Charity: 1%

Entertainment: 1%

House: 4%

Taxes: 0%

I’m hoping in July we can solidify our holiday travel plans so I increased our travel budget. I’m traveling for a few days in August so anticipating eating out a lot. Goal is to try not to shop unless I find something that is an amazing deal that I can’t pass up and I can bring it back in my carry on. Trying to not buy more skincare since I have quite the backlog of products and end of June I overdid it, resulting with sensitive skin in early July that required a skincare reset.

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Lilly Chan

Hey! I’m a 20-something year old who loves discussing self improvement. I’ve worked in operations and product at tech companies.