September 2023 Spend
Recapping what I spent in September 2023 and going over my October 2023 budget.
September 2023: $6,124 vs $4,895
Mortgage: 46% vs 57%
Groceries: 8% vs 10%
Shopping: 2% vs 2%
Dining Out: 5% vs 10%
Health: 4% vs 6%
Transportation: 0% vs 1%
Work: 0% vs 0%
Gifts: 0% vs 2%
Membership: 0% vs 1%
Travel: 32% vs 2%
Misc: 3% vs 1%
Subscription: 0% vs 1%
Charity: 1% vs 1%
Entertainment: 0% vs 1%
House: 0% vs 4%
Taxes: 0% vs 0%
Spending was very high this month due to we finally pulled the trigger for our international trip next year. In Sept., I got the travel bug and booked the first few trips for 2024. Excited to see friends I haven’t seen in a while and explore new cities. Also did some big grocery hauls since we were able to go to Costco. Tried the new yoga studio and grateful that I got the 10 class pass. I thought I’d be able to go more regularly like a few times a week but lately I’ve been exhausted. Looking forward to our vacation since I need a break. Also unexpectedly ended up ordering new earbuds. Every now and then my current earbuds loses connection, affecting my work since I use them on work calls. Another unexpected spending was some shopping. I’ve been meaning to replace my Uniqlo bras that are 5+ years. Tried Neiwai, and so far, I don’t think it’s worth the higher price tag. Considering repurchasing the Uniqlo bras but going to wait to see how the Neiwai bras wear over time.
October 2023 Budget: $4,995
Mortgage: 56%
Groceries: 8%
Shopping: 2%
Dining Out: 12%
Health: 8%
Transportation: 1%
Work: 0%Gifts: 2%
Membership: 1%
Travel: 2%
Misc: 1%
Subscription: 1%
Charity: 1%
Entertainment: 1%
House: 4%
Taxes: 0%
We have a vacation in October so I increased dining out spending and decreased grocery spending. I’m debating on if I want to tackle some estate planning this year or wait until after the holidays. It’s a hefty price tag, but I understand the importance of planning ahead. However, I’ve been so exhausted, I barely even workout or read so not sure I’m ready to taking on the legal work.
